Your finance operating system toget paid faster
Dara is the technology layer that connects mid-market companies in the UAE and GCC to licensed banks, payment providers, and financing partners — orchestrating payables, receivables, FX, and treasury from one platform.
One platform. More cash, less admin, better rates.
Dara connects your payables, receivables, treasury, and FX into a single system — so your finance team stops chasing spreadsheets and starts making decisions with real-time data.
Where's your finance team losing the most time today?
- Manual bank transfers, cheques, and phone calls to suppliers
- Locked into whatever payment terms your bank gives you
- No financing to extend runway without hurting the relationship
Unlock Financing on Payables and Receivables
Extend how long you take to pay suppliers, and get paid on your own receivables without waiting on your buyers' cycle — through invoice-based credit, extended payment terms, and card-based facilities from our licensed financing partners.
- Manual invoicing and follow-ups with no payment link
- Buyers pay 30, 60, even 90+ days late
- No visibility into what's outstanding until month-end
Collect What You're Owed, Faster
Automated reminders, early-payment incentives, instalments, payment links, and QR codes make it easy for buyers to pay — and easy for your team to reconcile the moment they do.
- One bank quotes your FX rate, with no way to compare it
- Markups are buried inside the "rate," not shown as a fee
- No visibility into what you'd pay elsewhere for the same transfer
Get the Best FX Rate, Every Time
Every cross-border payment is quoted across multiple banking and fintech rails simultaneously. See the rates side by side, pick the best one, and stop leaving margin on the table with a single-bank quote.
Run Treasury and Reporting on Autopilot
AI-powered tools handle cash positioning, reconciliation, and reporting automatically — surfacing what needs your attention instead of burying it in exports. Free your finance team from manual work and give your board real-time visibility instead of month-end surprises.
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Efficiency of payments
Rule-based automated payments that simplify operations and cut manual processing.
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Streamlined sales cycles
Faster payment cycles mean faster revenue recognition and higher volumes.
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Liquidity and cash management
Put idle cash to work in deposit, money market, and yield products from partner institutions — even overnight balances.
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End-to-end integration
Connects into your existing ERP and sales channels, so nothing needs to be rebuilt.
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Analytical insights
Real-time reporting built from your actual transaction data, not static exports.
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Campaign and loyalty tools
Offer buyer incentives and loyalty programs to grow revenue on top of your core flows.
A platform your CFO, auditors, and bank can all sign off on.
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Dara works alongside your existing banks — it doesn't replace them. You keep your banking relationships and add a technology layer of automation, partner financing access, and competitive FX pricing on top.
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Dara holds an Innovation License in DIFC. Money flows through licensed PSP partners regulated by CBUAE — for example, card acquirers such as Geidea and cross-border providers such as Fuze — directly into the merchant's bank account. We never sit between the merchant and their funds.
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Financing is provided by our licensed partners, not by Dara. Partners assess you on your real transaction and invoice data shared through Dara, not just historical financials — which often means faster approvals and higher limits than a traditional bank credit process.
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Dara sources live quotes from multiple banking and fintech partners for every transaction, so you always see and choose the most competitive rate available at that moment.
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Your data is used only to power your account, your reporting, and any financing requests you make through our partners. It is not shared with third parties beyond what's needed to execute your transactions, and is handled under DIFC data protection standards.
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Yes. Dara connects with most major ERP systems so your existing workflows and reconciliation processes stay intact.
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Book a short call with our team. We'll map your current payment terms, DSO, and FX volumes and show you a tailored estimate of what Dara could unlock — before you commit to anything.
See what Dara could unlock for your business.
Tell us your payment terms and transaction volumes — we'll show you a tailored estimate in one call.