Global enterprise, enabling real time cross border connections

Enterprise ships goods to a verified cross-border buyer under a standard 60-day payment term; Dara records the transaction and SKU details, providing Dara end-to-end visibility into payment timelines and inventory flow.

The buyer begins selling the goods and collects payment from end customers. At selected intervals, or as the collected cash reaches certain thresholds, Dara initiates cross-border payments from the buyer's account to enterprise bank account, using a payment method that settles within the same day and with lower transaction costs compared to traditional methods such as SWIFT. If FX conversion is needed, Dara handles it internally, ensuring full transparency on exchange rates and transaction costs.

Since the transaction costs are lower, frequent payments can be made. Buyer's available purchasing power is increased, enabling enterprise to offer additional goods or discounts. This creates a virtuous cycle where buyers are incentivized to sell more quickly and increase revenue.